Craft3 offers an affordable loan to cover the costs of designing, permitting, installing and maintaining your septic system. You may also use the Clean Water Loan to connect to municipal sewer systems in selected areas.
Eligible property details:
Eligible geographic areas:
Septic system criteria:
Residential Properties (owner-occupied)
Residential Properties (not owner-occupied, rental or secondary homes)
Commercial Properties - Rates and terms are determined on an individual basis for commercial properties. To find out what rate your commercial property might be eligible for, please contact us.
APR, Annual Percentage Rate
*Loan availability, terms, and conditions current as of 8/1/2015, and are subject to change. Residential property examples include financing of Craft3 $595 Loan Fee. Not all applicants will qualify.
** Principal balance and interest (if applicable) due on sale, transfer, refinance, or maturity. If, after 15 years, homeowner has not sold, refinanced, or otherwise transferred ownership of the property, is in compliance with the loan agreement, and meets relevant lending/program criteria, the 15-year loan period may be extended, at the lender’s sole discretion, for up to an additional five years.
Clean Water Loans help property owners invest in septic system upgrades that enable them to remain in their homes. Properly treated waste water reduces sources of disease and contamination in local waterways. By enabling borrowers to hire local septic professionals, the Clean Water Loan supports small businesses and creates jobs.
As of December 31, 2015, Craft3 has:
Clean Water Loan for septic repair
Craft3 is an equal opportunity lender and employer.
NMLS ID 390159 Click to view NMLS Consumer Access
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