Craft3 will close from December 24th through January 1st to allow our team time to rest and recharge. Read more about why on our blog.
Septic financing when you need it
Clean Water Loans
Finance your septic repair or replacement with a Craft3 Clean Water Loan.
Septic repairs are often urgent, unexpected, and costly. Craft3’s affordable and accessible septic financing helps homeowners stay in their homes.
En Español
Financing to Fit
Borrow the entire cost of eligible design, permitting and installation. Lower interest rates for qualified lower-income borrowers.
Simple Terms
No up-front loan fees or pre-payment penalties. Perfect credit not required. Competitive interest rates.
Convenient Repayment
If required, make automated payments directly from your bank account.
KNOW YOUR OPTIONS
Select your location to learn about your Craft3 financing options.
Customer Stories
Financing a New Septic System for Charles and Sharon
“Even on just Social Security income, we make too much money to qualify for a grant program that would have helped us take care of things. We really were coming up blank and didn’t have any idea where we could go to get help — until we found the Craft3 Clean Water Loan.” – Charles and Sharon
Making a difference
Investing in Homeowners
In 2022, Craft3 made over $15.6 million in loans to homeowners. 27% of dollars were to low-income homeowners, 25% to people of color, and 75% to women.
RESOURCES
For Contractors
We partner with contractors across Washington and Oregon. Visit our Contractor Resources page for more information.
Our Team
"I was drawn to Craft3 when I realized I could use my experience in lending at a company focused less on profit margins and more on making immediate and lasting impacts in local lives and communities."
Lacey Ogle
Consumer Lender
